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tech project manager @ wikiHow || I write about reframing your outlook on saving & personal finance ||

They didn’t know these 3 simple money concepts

Photo by Victoria Strukovskaya on Unsplash

I was out for coffee with one of my friends from college. She stood by the bar waiting for her drink while I snagged a table. I sipped on my latte, nestled under the ivy leaves spilling down from the shelves overhead.

She’s intelligent, a brilliant artist, and a dependable friend. Invariably, we get caught up in long conversations about life — our dreams, struggles, and latest realizations.

She’d just left her old job and joined a new EdTech company. I asked her how the new company compared to her old one. …

3 reasons you’ll regret starting an office job prematurely

Photo by Lukas Blazek on Unsplash

It’s 3 pm, and I’m staring at the bottom of my second cup of coffee.

I want another, I do, but we all know the science of caffeine. That is — that no one can make up their mind about it. Regardless, my gut tells me three cups of coffee can’t be good for me, even if my headache tells me otherwise.

I work a 9 to 5 EdTech job. I am incredibly grateful for it. It’s challenging, rewarding, and most days, it actually makes me feel fulfilled. I know how lucky I am (and rare it is) to enjoy…

Why you should save just $20 this month

bookshelf with small fames and trinkets, Pexels
bookshelf with small fames and trinkets, Pexels

I talk to my friends about money all the time. How much we pay for rent, groceries, bike repairs. How we wish we were rich enough to frequent designer consignment shops as sellers, not buyers.

The most talked-about topic, by far, is saving money. We get it, we know. You don’t get rich by making more money — you do it by saving (and investing) the money you’re already making.

So, why are so many 20-somethings still sparring with personal finance forums? Here’s my take on it. We’re thinking too big. To start saving, you need to start small. …

I took these 2 things “off the budget” to invest in myself

Photo by Tim Foster on Unsplash

The first time I heard the acronym OTB, I was leading a mountain bike ride in Lake Tahoe. I’d been tossed into the sport for the first time that morning.

The usual mountain bike leader had broken his wrist the day before.

My manager looked at me over a hot cart full of steaming scrambled eggs and sausage patties and said, Are you afraid of going downhill at high speed?. I knew it was a rhetorical question. Just as I knew, I was likely to be terrified of mountain biking.

I painted a grin on my face, strapped on a…

A splash of color and life

sunrise on the water with the clouds illumniated by the sun’s rays
sunrise on the water with the clouds illumniated by the sun’s rays
Sunrise on the water, picture taken by author

It’s dark when I open my eyes to the soft beep of the alarm.

Limbs heavy, hair matted against my neck, I reach across to turn it off, letting the covers fall off my body and my feet come to the ground.

The windows to my left are fogged, some streaked with dew that glistens against the yellow of the street light outside. I fumble to open my drawers, pulling out a towel that is still damp from a day at the beach.

My feet pad over stray grains of sand that fall from its folds.

I leave the light…

Embrace instant gratification to build healthy money habits

Photo by @shawnanggg on Unsplash

LIFO. Definition: A common term in computer science meaning Last In, First Out. The last item to enter the queue is the first one to leave it. To simplify it, picture one of those push-in disposable napkin dispensers at a diner.

When you refill them, you push in a stack of napkins. The napkin on the top of the pile is technically the last one in, but it’s also the first one out.

I didn’t do very well in computer science in college, but this image has always stuck with me. …

3 reasons virtual workouts are the best way to stay consistent

cacti against a grey, white sky
cacti against a grey, white sky
Photo by Thomas Verbruggen on Unsplash

It’s 7:30 in the morning and the Tucson light is streaming into my bedroom. The alarm on my iPhone is gently chiming me awake. I flail blindly at the nightstand in search of the snooze button.

My eyes snap open. I can’t snooze — not today. I made plans for a Zoom workout with my best friend who lives in New York. And I am not a flake.

I stumble from bed, pull on a pair of running shorts, and attempt to brush my teeth as I snap my hair into a bun.

Lockdown in Arizona is over, but the…

The remote alternative to Scrum, or “stand-up” meetings, is not a video call.

Photo by Amy Hirschi on Unsplash

Remote work means embracing remote tools, but it doesn’t mean we should stay complacent. We need to adapt the agile workplace tools we created “in the office” for the post-office remote world.

The first place to start is trimming down scrum. Typical scrums follow the 3-tier what did you do, what will you do, what’s backlogging you framework. No one wants that anymore. Save everyone a 20-minute video call and trim it down.

Skip what you did and what you will do — cut right to the chase. What’s backlogging you? Get unstuck and keep moving.

Trust your team. Retire the commute and the micromanagement. Scrap scrum — all you need is a crumb.

Check out my top productivity hacks for remote work:

A Short Story: Part III

Photo by Yarenci Hdz on Unsplash

The icing on the cake is melting, running down its sides. Obnoxious blues streak into bright greens, leaving mottled wakes across the white base.

“Hey, who lit the candles?! The cake’s gonna melt!” Paul bounds across the patio to blow them out. Thin wisps of smoke rise from the slumped pillars of wax. It’s Robbie’s first birthday, today. Well, the party for it at least. The little tike turned one more than a month ago, but when the invitations never got sent or the arrangements made, the celebration was pushed pack. …

A Short Story: Part II

Photo by Robert Thiemann on Unsplash

She’s the baby of the family. On their first date, as she sipped on her chocolate malt, she said she was fifteen years old and had three big brothers. All military of course, her family, they were the service type. A momma, a dad, a little house on Grand Avenue that could hardly contain them all. She wasn’t a homebody though; she made certain people knew that. The stash of brochures underneath her bed, each one folded neatly and placed carefully in the empty Marz Fruit Cake tin.

Travel brochures, you be sure, she told him. There really was no…

Erika Noble

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